Square Payroll vs Gusto

When it comes to managing your business payroll, tax filings, and employee benefits, it’s important to have access to a solution that best fits your unique needs.

Why businesses choose Square

Both Square and Gusto offer easy-to-use payroll solutions that take the guesswork out of managing your payroll and other business finances. However, Square’s solutions are easily integrated into the Square ecosystem, providing a one-stop shop for all of your business needs.

  • Full-service payroll
  • Easily integrate with Square POS
  • Sell online and on social media with a free online store
  • Online ordering and delivery with Square Online
  • Manage your savings and cash flow with Square Banking
  • Increase your sales with Square Marketing

Square Payroll vs Gusto



Starting at $35 a month + $5 a month per user.
Learn more about pricing


  • Free setup
  • Unlimited monthly pay runs
  • Automated federal and state tax filing
  • Contractor payment
  • Timecards & employee app
  • Process payroll from Square’s mobile app
  • Employee app

Square omnichannel tools:

  • Point-of-sale that fit your business
  • Sell anything with a free online store
  • Offer appointments
  • Payments and banking working as one
  • Small business loans
  • Debit card
  • Get paid faster with invoices



Starting at $39 a month + $6 a month per user.


  • Free setup
  • Unlimited monthly pay runs
  • Automated federal and state tax filing
  • Contractor payment
  • Time tracking via partner integration
  • Employee app

Gusto tools:

  • Hiring and onboarding
  • Talent management
  • HR platform

A closer look at Square vs Gusto


Square all-inclusive flat pricing starts at $35 a month plus $5 for every additional person paid – and you don’t start paying until you pay your first employee. However, if you’re only paying contractors and not employees, you have to pay $5 per contractor with no additional fee.

With Gusto, you can choose from a variety of payroll pricing plans starting at $39 a month plus $6 for additional employees being paid. The bigger your team and the more complex your payroll needs, pricing plans increase to up to $149 plus $12 a month for additional employees. Similar to Square, you only pay $6 a month per contractor if you’re only paying contractors.


Square makes payroll simple, allowing business owners to focus more on what really matters. Square’s payroll includes employee management solutions, timecards, employee apps, and tax filings with an all-inclusive flat-fee with no commitments. And with Instant Payments, run your payroll as little as one business day in advance.

More about Square Payroll

Gusto offers similar employee support, tracking time, integrating benefits, and providing tax payroll services and support. In addition, Gusto also offers additional support for onboarding, making it quick and easy for new employees to become integrated with your payroll system.

Business solutions

Square offers all the tools for your business to grow. From integration to point-of-sale (POS), Square Team Management, appointments, and marketing tools to a free online store builder and loans. Sell where your customers are and get paid anytime with flexible business solutions.

Learn more about starting with Square

Gusto is a straightforward HR, team management, and payroll solution that provides services to help your employees get paid. Gusto’s payroll software integrates with other third-party platforms.

Start with Square Payroll today

Pay your team with our payroll software for small businesses.


Competitive data on this page was collected as of April 15, 2022 and it is subject to change or update without notice. Square does not make any representations as to the completeness or accuracy of the information on this page.